One of the benefits of Equity membership is access to health and insurance coverage. Equity’s plans provide coverage for medical services and weekly disability, as well as accidental death & dismemberment insurance.
Health & Insurance Benefits
Eligibility
Equity members must be in good standing to be eligible for any health and insurance benefits.
On-Contract
Equity members on an Equity contract have access to accident & sickness benefits, which include medical services and weekly disability.
Non-members on an Equity contract have access to accident benefits only.
On-contract coverage levels are determined by the agreement or engagement policy and the company category (if applicable), and insurance premium.
Off-Contract
Equity members who have worked a total of eight weeks or more (excluding the Amateur, Festival, or Collective) during the calendar year are eligible for accident & sickness benefits, while off-contract in the following year.
Equity members who have NOT worked a total of eight weeks during the calendar year are eligible for accident benefits only, while off-contract in the following year.
Plans
Accident & Sickness Benefits
Administered by Crawford & Company
Accident coverage is related to an unforeseen and unintentional event causing injury. Sickness coverage is related to a medical condition that may have developed gradually or suddenly, but was not caused by an accident.
Accident & Sickness benefits include:
Weekly Disability Benefits
Weekly Disability Benefits provide for 60% of contractual weekly earnings up to a maximum of $1,500 per week, in the event a member’s disability is caused by injury or illness.
Accidental Death & Dismemberment
Administered by Chubb Life Insurance Company of Canada
Accidental Death & Dismemberment benefits provide varying levels of reimbursement for injury or loss of life, depending on if the member is off-contract, on-contract, or on-contract with an Extraordinary Risk Rider.
[coverage details link]
Making a Claim
Accident & Sickness claims can be submitted directly online or by sending the appropriate Medical Services Claim Form by email or mail.
Online
Click here to submit a claim via the Equity-Crawford portal
Send a completed PDF form and scans/photos of supporting documents and receipts to equity@crawco.ca
Send a printed form and copies of supporting documents and receipts to 100 Milverton Blvd – Suite 300 Mississauga, ON L5R 4H1
Scans and clear photos of required documents and receipts are both acceptable.
Keep your original receipts for one year.
While on-contract, members should check their coverage level in their MyEquity account before submitting a claim to ensure the contract has been processed and Crawford has the most up-to-date coverage information.
Who to Contact
Questions about Equity’s health & insurance plan or an individual member’s coverage:
Equity Membership Department
membership@caea.com
Complaints about disqualified claims:
Marion (Maz) Magoris, CPA, CMA
Director of Finance & Administration
TF: 1-800-387-1856 (416-867-9165 in Toronto) ext. 228